Free IVA Help and Advice

Your Free Guides

The Truth About IVAs

Click Here

The 7 Secrets to Surviving Debt

Click Here

The Facts You Should Know About IVAs vs. Bankruptcy

Click Here

The Pros and Cons IVAs vs. Loans

Click Here

How Will an IVA Affect my Credit Rating?

Click Here

How Will an IVA Affect The Equity in my House?

Click Here


Client Testimonials

IVA Testimonials Click to play the video testimonial by Kieran Newell, Manchester Oct 06

"Understanding, non-judgemental, alleviating stress for me and helping out exceptionally in my financial situation."
Mr and Mrs O., Liverpool, Dec 05


Read More

Usefull Resources


Other Resources

Frequently Asked Questions And Answers

General Debt Advice

A default notice is a formal letter issued on be half of a creditor to a borrower. A default notice declares that predetermined payments have not been paid and are now in arrears.

Continue reading »

Posted by Chris Wrenshall at 3:31 PM

A Hire-purchase agreement is a mechanism for borrowing money in order to buy goods.

Continue reading »

Posted by Chris Wrenshall at 10:20 AM

Unsecured debt is the only type of debt admissible in an Individual Voluntary Arrangement (IVA). So if you are considering an Individual Voluntary Arrangement (IVA) knowing what type of debt you have is important.

Continue reading »

Posted by Chris Wrenshall at 4:11 PM

Secured debt is not admissible in an Individual Voluntary Arrangement (IVA), so knowing what type of debt you have is important.

Continue reading »

Posted by Chris Wrenshall at 1:57 PM

The 'Debt Detective' the powerful online IVA calculator from myIVA-Adviser has just had a face lift.

Continue reading »

Posted by Iain Wrenshall at 9:05 PM

If you don't qualify for an Individual Voluntary Arrangement (IVA) or a Debt Management Plan it may be that you do qualify for a Debt Relief Order.

The Insolvency Service, the government department charged over-seeing the law and regulations in the insolvency industry, has issued a consultation paper aimed at finding an alternative to bankruptcy for debtors who can't afford an Individual Voluntary Arrangement (IVA) or a Debt Management Plan.

Continue reading »

Posted by Chris Wrenshall at 12:03 PM

Many thousands of people across the U.K. are struggling with serious personal debt problems, and to some it may feel like they are carrying the weight of the world on their shoulders.

But there are some very effective debt solutions available, which are able to solve the debt problem and help remove the worries.

Continue reading »

Posted by Iain Wrenshall at 3:06 PM

When someone is experiencing serious financial problems finding good, clear advice from professional debt counsellors can be a tricky prospect.

Continue reading »

Posted by Iain Wrenshall at 12:46 PM

MyIVA-Adviser.com has recently added another great tool to its website.

"Live Helper" is an interactive debt counselling service, available to all visitors to myIVA-Adviser.com

Continue reading »

Posted by Iain Wrenshall at 4:14 PM

If you are searching for information on a debt problem, chances are you'll see some debt advice companies using the term 'best advice'.

But how can you make sure the debt advice you are receiving is the 'best advice' for your personal situation, instead of the 'best advice' needed for the company concerned to make a large profit out of you ?

Continue reading »

Posted by Iain Wrenshall at 7:48 PM

There is nothing quite like having a call from a creditor. Especially when they are looking for a payment.

Just the thought of a creditor calling can be enough for some people to avoid answering their telephone, especially when they don't have the means to pay the creditor anything until next month.

Continue reading »

Posted by Iain Wrenshall at 3:18 PM

Now that we all live in the 'information age', getting good impartial debt advice ought to be really straight forward.

Continue reading »

Posted by Iain Wrenshall at 10:56 AM

Many people who enter into Individual Voluntary Arrangements (IVAs) will at first find it difficult to cope with the idea of not having the 'comfort' of being able to use credit on the occasions when their money runs out at the end of the month.

Continue reading »

Posted by Iain Wrenshall at 2:51 PM

To discuss your circumstances with a qualified IVA specialist call myIVA-Adviser.com now on 0800 088 7503

Quick Action Form

Debt Help TV

Debt Help TV

Tune In NOW

 
 
Free IVA Guides | IVA | The Debt Detective | Take Action Now | About Us | Testimonials | Terms & Conditions | Contact Us | My Personal Debt Story | Meet Your IVA Advisers | Site Map | Debt Help TV | Link Partners | Resources | IVA Articles | Individual Voluntary Arrangements - IVA