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IVA Testimonials Click to play the video testimonial by Kieran Newell, Manchester Oct 06

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IVA Advice

Deciding which one of the IVA companies to choose to help you in your quest for an IVA is not so easy anymore.

Many IVA companies offer inaccurate and misleading information in a deliberate attempt to grab your attention and business, to the point where these rogue IVA companies are likely to require regulations to curb their activities.

So making the correct choice as to which of the IVA companies available will be the most suitable to assist you is very important.

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Posted by Iain Wrenshall at 5:39 PM

The affordability of an Individual Voluntary Arrangement (IVA) is crucial to the long term success of the Individual Voluntary Arrangement (IVA).

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Posted by Chris Wrenshall at 11:46 AM

If you have agreed to the terms of an Individual Voluntary Arrangement (IVA), you have agreed to pay your creditors regular amounts at regular periods.

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Posted by Chris Wrenshall at 9:06 PM

Technically, Individual Voluntary Arrangements (IVAs) are available to anyone with any level of debt, but because of the large numbers of people in financial difficulty, creditors have imposed certain qualifying criteria in an attempt to keep the volume of Individual Voluntary Arrangement - IVA applicants low.

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Posted by Chris Wrenshall at 2:49 PM

One debt solution that maybe available to people facing a serious debt problem is a consolidation loan.

But is a consolidation loan the right solution for you?

In this article, myIVA-Adviser.com takes a closer look.

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Posted by Iain Wrenshall at 8:18 PM

Many people enter into an Individual Voluntary Arrangement (IVA), because they have a strong desire to repay the money they owe to their unsecured creditors, but simply cannot afford to do so at the rate expected.

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Posted by Iain Wrenshall at 9:24 PM

One of many concerns for people who are considering entering into an Individual Voluntary Arrangement (IVA), is the impact the Individual Voluntary Arrangement (IVA) will have on their Credit Rating.

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Posted by Iain Wrenshall at 10:11 AM

If you have a serious debt problem, and are looking at your available options, the chances are you have looked into getting a consolidation loan.

But there are some situations where an Individual Voluntary Arrangement (IVA) would be a more suitable solution.

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Posted by Iain Wrenshall at 11:48 PM

Under what circumstances would an Individual Voluntary Arrangement (IVA) be suggested as the most appropriate debt solution, when a consolidation loan is also a possibility ?

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Posted by Iain Wrenshall at 8:15 PM

When you have read through the details of how an IVA will benefit your case, and decided the IVA debt solution is your preferred action, this is what you can expect to happen when you make your call for help.

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Posted by Iain Wrenshall at 12:39 PM

MyIVA-Adviser.com has recently added another great tool to its website.

"Live Helper" is an interactive debt counselling service, available to all visitors to myIVA-Adviser.com

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Posted by Iain Wrenshall at 4:14 PM

Sometimes a payment problem may occur during the term of your Individual Voluntary Arrangement (IVA).

What action can you take to minimise the damage this payment problem may cause?

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Posted by Iain Wrenshall at 8:54 PM

There is nothing quite like having a call from a creditor. Especially when they are looking for a payment.

Just the thought of a creditor calling can be enough for some people to avoid answering their telephone, especially when they don't have the means to pay the creditor anything until next month.

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Posted by Iain Wrenshall at 3:18 PM

Once a person in financial difficulties has decided on using an Individual Voluntary Arrangement (IVA) as their preferred solution to their debt problem, it is not unusual for them to experience doubts about the Individual Voluntary Arrangement (IVA) process, and how the Individual Voluntary Arrangement (IVA) is likely to be received by their creditors.

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Posted by Iain Wrenshall at 3:31 PM

Deciding on whether an Individual Voluntary Arrangement (IVA) is the correct solution for you is a difficult decision, made all the more difficult when faced with Individual Voluntary Arrangement (IVA) companies offering misinformation as headline news to gain your interest.

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Posted by Iain Wrenshall at 8:46 PM

Now that we all live in the 'information age', getting good impartial debt advice ought to be really straight forward.

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Posted by Iain Wrenshall at 10:56 AM

Many people who enter into Individual Voluntary Arrangements (IVAs) will at first find it difficult to cope with the idea of not having the 'comfort' of being able to use credit on the occasions when their money runs out at the end of the month.

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Posted by Iain Wrenshall at 2:51 PM

An Individual Voluntary Arrangement (IVA) carries significant Pros, or advantages, for the debtor who is struggling with a serious debt problem.

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Posted by Iain Wrenshall at 8:23 PM

Individual Voluntary Arrangement (IVA) specialists at myIVA-Adviser.com form part of a small but growing team dedicated to helping people solve their debt problems through an Individual Voluntary Arrangement (IVA).

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Posted by Iain Wrenshall at 7:39 PM

Individual Voluntary Arrangement (IVA) are full of advantages for the debtor.

However, an Individual Voluntary Arrangement (IVA) does have its Cons or disadvantages.

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Posted by Iain Wrenshall at 7:34 PM

Getting correct advice is essential to making the right decision when considering an Individual Voluntary Arrangement (IVA). As obvious as it may seem the quality of the IVA advice given will depend on the quality of the Individual Voluntary Arrangement (IVA) adviser giving it.

In an ever increasingly competitive market place, finding an Individual Voluntary Arrangement (IVA) adviser with a thorough knowledge of the Individual Voluntary Arrangement (IVA) subject and an ability to pass on their knowledge, is getting more and more difficult.

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Posted by Iain Wrenshall at 8:38 PM

To help you decide which of the debt solutions you prefer, here are the main Pros and Cons of each choice.

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Posted by Iain Wrenshall at 1:58 PM

The crucial decision.

Do you make your repayment plan Formal by using an Individual Voluntary Arrangement, or Informal by using a Debt Management Programme ?

Your personal circumstances will have a major bearing on the outcome of this decision, because each solution, be it an Individual Voluntary Arrangement (IVA) or a Debt Management Programme, has its Pros and Cons.

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Posted by Iain Wrenshall at 10:40 AM

When searching for debt solutions, it pays to do your homework and find out how the rules for each debt solution, either an Individual Voluntary Arrangement (IVA) or a Debt Management Programme, will impact on your circumstances.

There are plenty of different sources of information available, but it can become very confusing, very quickly.

What you need are the rules in a nutshell.

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Posted by Iain Wrenshall at 4:25 PM

An IVA forms part of the 1986 Insolvency Act, which is a part of UK legislation.

An IVA allows someone who is heavily burdened with personal unsecured debts an opportunity to propose a new and affordable agreement with their creditors, without the need to declare bankruptcy.

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Posted by Iain Wrenshall at 6:20 PM

With the ever growing personal debt mountain in the U.K. passing through the £1 trillion ceiling, more and more people are searching for a way out from beneath crippling personal debts.
One debt solution that has come to the fore recently is the Individual Voluntary Arrangement (IVA). But with its debt write-offs and fixed term, is it the perfect debt solution that people are searching for?

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Posted by Iain Wrenshall at 9:11 PM

For Immediate Individual Voluntary Arrangement (IVA) advice contact myIVA-Adviser.com, the IVA Specialists.

Individual Voluntary Arrangement (IVA) advice is readily available at many locations throughout the internet and sourcing this Individual Voluntary Arrangement (IVA) advice is straight forward using any of the main "search engines".

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Posted by Iain Wrenshall at 1:54 PM

Understanding Individual Voluntary Arrangements can be a complex business.

Each Individual Voluntary Arrangement is unique and has its own complexities, but here at myIVA-Adviser.com we firmly believe that it makes good sense to explain to each client in full detail how an Individual Voluntary Arrangement would work for them specifically to their circumstances.

For general Individual Voluntary Arrangement help we provide a series of guides for you to download.

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Posted by Iain Wrenshall at 2:49 PM

To discuss your circumstances with a qualified IVA specialist call myIVA-Adviser.com now on 0800 088 7503

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