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      <title>IVA Blog</title>
      <link>http://www.myiva-adviser.com/blog/</link>
      <description>Articles and Information on everything related to IVAs</description>
      <language>en</language>
      <copyright>Copyright 2008</copyright>
      <lastBuildDate>Mon, 29 Oct 2007 20:12:37 +0000</lastBuildDate>
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            <item>
         <title>What Does IVA Stand For ?</title>
         <description><![CDATA[IVA stands for Individual Voluntary Arrangement.

An Individual Voluntary Arrangement, or IVA, is a <strong><i>formal</strong></i> debt solution which is designed to assist a person who is struggling with unaffordable personal repayments.

The IVA does this by restructuring the expected repayments to a new affordable monthly payment, thus helping the debtor to keep up to date with the priority expenses, such as <strong><a href="http://www.myiva-adviser.com/blog/iva-what-is-secured-debt.php">secured</a></strong> loans - like a mortgage or rent payment, and essential living cost - without the fear of legal recovery action being taken against them by their <a href="http://www.myiva-adviser.com/blog/iva-what-is-an-unsecured-debt.php"><strong>unsecured</strong></a> creditors.


]]></description>
         <link>http://www.myiva-adviser.com/blog/what-does-iva-stand-for.php</link>
         <guid>http://www.myiva-adviser.com/blog/what-does-iva-stand-for.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">IVA</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">IVA Information</category>
        
         <pubDate>Mon, 29 Oct 2007 20:12:37 +0000</pubDate>
      </item>
            <item>
         <title>Equity IVAs</title>
         <description>As the debate over the suitability of Individual Voluntary Arrangements (IVAs) as an appropriate debt solution rages on, people with serious debt problems are finding themselves being torn over the mixed messages within the advice they are receiving.

This article hopes to help people who have equity in their property come to understand how their equity will be effected before,  during,  and after an Individual Voluntary Arrangement (IVA), in cases where an Individual Voluntary Arrangement (IVA) is the debt solution they use to become debt free.</description>
         <link>http://www.myiva-adviser.com/blog/equity-ivas.php</link>
         <guid>http://www.myiva-adviser.com/blog/equity-ivas.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">IVA</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">IVA Advice</category>
        
         <pubDate>Fri, 26 Oct 2007 13:22:26 +0000</pubDate>
      </item>
            <item>
         <title>Debt Solutions</title>
         <description>Getting the appropriate debt help and getting it at the right time is essential when trying to address a serious debt problem.

However, establishing which debt solution is the most suitable for your personal situation is equally important, after all, trying to solve a debt problem by starting off in the wrong direction could cost you more than just time and money.</description>
         <link>http://www.myiva-adviser.com/blog/debt-solutions.php</link>
         <guid>http://www.myiva-adviser.com/blog/debt-solutions.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">General Debt Avice</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">General Debt Advice</category>
        
         <pubDate>Thu, 25 Oct 2007 19:58:01 +0000</pubDate>
      </item>
            <item>
         <title>Getting Debt Help</title>
         <description>As more and more people fall behind with their debt repayments, they are turning to the internet in the search for Debt Help.

However, people usually find that taking their first steps to solve a debt problem through the Internet actually raises a lot more questions about their debt problem than they ever imagined possible.</description>
         <link>http://www.myiva-adviser.com/blog/getting-debt-help.php</link>
         <guid>http://www.myiva-adviser.com/blog/getting-debt-help.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">General Debt Avice</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">General Debt Advice</category>
        
         <pubDate>Thu, 25 Oct 2007 19:10:07 +0000</pubDate>
      </item>
            <item>
         <title>Compare IVA</title>
         <description>When you are thinking about an IVA it is essential that you compare IVA companies and choose the one you feel most comfortable with.</description>
         <link>http://www.myiva-adviser.com/blog/compare-iva.php</link>
         <guid>http://www.myiva-adviser.com/blog/compare-iva.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">IVA</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">IVA Debt</category>
        
         <pubDate>Wed, 16 May 2007 15:44:34 +0000</pubDate>
      </item>
            <item>
         <title>Student loans IVA</title>
         <description>IVAs are designed to assist any person struggling with an overwhelming debt problem.

But what happens when one of the debts is owed to the Student Loan Company?</description>
         <link>http://www.myiva-adviser.com/blog/student-loans-iva.php</link>
         <guid>http://www.myiva-adviser.com/blog/student-loans-iva.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">IVA</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">Individual Voluntary Arrangements</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">IVA Debt</category>
        
         <pubDate>Wed, 16 May 2007 15:30:25 +0000</pubDate>
      </item>
            <item>
         <title>IVA Equity</title>
         <description><![CDATA[At <strong><a href="http://www.myIVA-Adviser.com">myIVA-Adviser.com</a></strong> we can advise you about how an IVA will affect your equity. If you are in debt but you own a property it may be that any equity in your property may help to solve your debt.]]></description>
         <link>http://www.myiva-adviser.com/blog/iva-equity.php</link>
         <guid>http://www.myiva-adviser.com/blog/iva-equity.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">IVA</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">Individual Voluntary Arrangements</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">IVA Debt</category>
        
         <pubDate>Wed, 16 May 2007 15:20:30 +0000</pubDate>
      </item>
            <item>
         <title>About IVA&apos;s</title>
         <description><![CDATA[To find out more about <strong><a href="http://www.myiva-adviser.com/blog/iva-the-debt-help-solution-explained.php">IVA's</a></strong> ask <strong><a href="http://www.myIVA-Adviser.com">myIVA-Adviser.com</a></strong> we specialise in giving IVA advice to people with serious debt problems.]]></description>
         <link>http://www.myiva-adviser.com/blog/about-ivas.php</link>
         <guid>http://www.myiva-adviser.com/blog/about-ivas.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">IVA</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">Individual Voluntary Arrangements</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">IVA Debt</category>
        
         <pubDate>Wed, 16 May 2007 12:54:50 +0000</pubDate>
      </item>
            <item>
         <title>IVA,s</title>
         <description><![CDATA[What are IVAs? Visit <a href="http://www.myiva-adviser.com">myIVA adviser.com</a> to find out. We specialise in giving factual IVA advice to people considering an IVA.]]></description>
         <link>http://www.myiva-adviser.com/blog/ivas-3.php</link>
         <guid>http://www.myiva-adviser.com/blog/ivas-3.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">IVA</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">Individual Voluntary Arrangements</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">IVA Debt</category>
        
         <pubDate>Tue, 15 May 2007 12:13:11 +0000</pubDate>
      </item>
            <item>
         <title>Unemployed IVA</title>
         <description>If you are unemployed you will not be allowed to do an IVA. The rules of an IVA state that you must not be unemployed.</description>
         <link>http://www.myiva-adviser.com/blog/unemployed-iva.php</link>
         <guid>http://www.myiva-adviser.com/blog/unemployed-iva.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">IVA</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">Individual Voluntary Arrangements</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">IVA Debt</category>
        
         <pubDate>Tue, 15 May 2007 11:58:58 +0000</pubDate>
      </item>
            <item>
         <title>IVA versus bankruptcy</title>
         <description><![CDATA[The choice between IVA versus bankruptcy will depend on your circumstances and on your attitude towards the money you owe. At <a href="http://www.myIVA-Adviser.com">myIVA-Adviser.com</a> we specialise in giving the most appropriate debt advice unlike some other companies which have a hidden agenda to put you into an arrangement that suits their profit margin more than your debt problem.]]></description>
         <link>http://www.myiva-adviser.com/blog/iva-versus-bankruptcy.php</link>
         <guid>http://www.myiva-adviser.com/blog/iva-versus-bankruptcy.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">IVA</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">Individual Voluntary Arrangements</category>
        
         <pubDate>Tue, 15 May 2007 11:27:57 +0000</pubDate>
      </item>
            <item>
         <title>Mortgage included IVA</title>
         <description><![CDATA[A mortgage is not included as a debt in an IVA. A mortgage is a<strong> <a href="http://www.myiva-adviser.com/blog/iva-what-is-secured-debt.php">secured debt</a></strong> which cannot be included in an IVA]]></description>
         <link>http://www.myiva-adviser.com/blog/mortgage-included-iva.php</link>
         <guid>http://www.myiva-adviser.com/blog/mortgage-included-iva.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">IVA</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">Individual Voluntary Arrangements</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">IVA Debt</category>
        
         <pubDate>Tue, 15 May 2007 10:41:46 +0000</pubDate>
      </item>
            <item>
         <title>Can I get IVA</title>
         <description><![CDATA[If you are asking yourself "Can I get an IVA?" you should speak to <strong><a href="http://www.myiva-adviser.com">myIVA-Adviser.com </a></strong> who specialise in arranging IVAs for clients if that is the most appropriate solution to their debt problem.]]></description>
         <link>http://www.myiva-adviser.com/blog/can-i-get-iva.php</link>
         <guid>http://www.myiva-adviser.com/blog/can-i-get-iva.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">IVA</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">Individual Voluntary Arrangements</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">IVA Debt</category>
        
         <pubDate>Mon, 14 May 2007 12:15:38 +0000</pubDate>
      </item>
            <item>
         <title>How long does it take to start an IVA up</title>
         <description><![CDATA['How long does it take to start an IVA up?' is a question we are often asked here at <strong><a href="http://www.myIVA-Adviser.com">myIVA-Adviser.com</a></strong> We have written a series of articles which can be found at our <strong><a href="http://www.myiva-adviser.com/blog/all-articles.php">articles page</a></strong>]]></description>
         <link>http://www.myiva-adviser.com/blog/how-long-does-it-take-to-start-an-iva-up.php</link>
         <guid>http://www.myiva-adviser.com/blog/how-long-does-it-take-to-start-an-iva-up.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">IVA</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">Individual Voluntary Arrangements</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">IVA Debt</category>
        
         <pubDate>Mon, 14 May 2007 11:59:36 +0000</pubDate>
      </item>
            <item>
         <title>Mortgages for IVA</title>
         <description><![CDATA[Mortgages for IVA holders are usually arranged by specialist mortgage providers. At <strong><a href="http://www.myIVA-Adviser.com">myIVA-Adviser.com</a></strong> we can help you find such a specialist mortgage provider.]]></description>
         <link>http://www.myiva-adviser.com/blog/mortgages-for-iva.php</link>
         <guid>http://www.myiva-adviser.com/blog/mortgages-for-iva.php</guid>
                  <category domain="http://www.sixapart.com/ns/types#category">IVA</category>
        
                  <category domain="http://www.sixapart.com/ns/types#tag">Individual Voluntary Arrangements</category>
                  <category domain="http://www.sixapart.com/ns/types#tag">IVA Debt</category>
        
         <pubDate>Mon, 14 May 2007 11:42:47 +0000</pubDate>
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