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Client Testimonials

IVA Testimonials Click to play the video testimonial by Kieran Newell, Manchester Oct 06

"Made us feel at ease with our situation and let us know we weren’t the only ones which took the weight off our shoulders."
Miss K.D., Coventry, Jan 06


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Kieran Newell

Kieran first contacted us with over £30,000 worth of debts and was struggling to pay the £1000 monthy payments. After speaking to Chris Wrenshall our chief IVA adviser Kieran debt has been reduced by 40% with all interest has been frozen and he is now making the affordable monthly payments of £350. Watch the video of Kieran to see for yourself how an IVA can benefit you.

If you would like to discuss your debt problems, or if you have any questions regarding IVAs, why not call myIVA-Adviser.com for free, confidential advice on 0800 088 7503 anytime.

myIVA-Adviser.com: Hi Kieran, can you tell us your name please?

Kieran: Yes its Kieran Newell.

myIVA-Adviser.com: And where are you from?

Kieran: I'm from the Sale area.

myIVA-Adviser.com: And you're 21 years old?

Kieran: Yes that's right.

myIVA-Adviser.com: And you went onto an IVA after receiving advice from Chris Wrenshall?

Kieran: Yes that's right, some one at Cheshire Debt Management put me in touch with him, and I've been dealing with Chris ever since.

myIVA-Adviser.com: So you obviously looked at a debt management programme before you decided to go into an IVA, why didn't you go through a debt management programme?

Kieran: The debt management seemed to be stretched out for a long, long time and the IVA was the quicker option and seemed more suited for me.

myIVA-Adviser.com: Can I ask what kind of debt you were in at the time?

Kieran: Yes, of course, I was in over £30,000 worth of debt at the time and paying over £1,000 a month out of my various banks.

myIVA-Adviser.com: And what were you earning at the time?

Kieran: I was earning about £900 pounds. So obviously, that doesn't work. But now I'm paying £350 which is much more reasonable for myself.

myIVA-Adviser.com: And how far into the programme are you?

Kieran: I've just started it, but already I'm seeing the benefits from it.

myIVA-Adviser.com: Is it giving you more money to live on, and has it put you back in control?

Kieran: Yes, more money, and less stress and everything seems to be going the right direction, for once.

myIVA-Adviser.com: And is some of your debt actually going to be written-off by the IVA?

Kieran: I believe so, yes. I know all the interest is taken off and I've done the sums myself and I'm paying about £18,000 back on what was over £30,000 of debt.

myIVA-Adviser.com: That's good, so if you were to speak to someone in serious debt, what would you say to them about an IVA, even if they are young like you are?

Kieran: You've got to take the steps yourself, if you are in trouble, and you know yourself if you are in trouble, then you've got to do something about it. You don't want it to be dragging on forever, an IVA is definitely the way forward, for myself and I would imagine for a lot of other people in debt.



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